Tax Installment Payment Program (TIPP)

Happy New Year and welcome to 2025!  Let's talk property taxes!

Not funny, right?  Well, in case you're interested, we offer a few different options to pay your taxes.  Some residents pay it through their mortgage companies, some pay it when they get their tax notification and property assessment, and some pay monthly on their own terms.  All are perfectly acceptable!  But have you heard of our Tax Installment Payment Program (TIPP)?

What is the TIPP?

The Tax Installment Payment Program allows taxpayers to make automatic monthly payments for taxes rather than a single annual payment.

How does TIPP work?

TIPP provides property owners with the opportunity to make 12 consecutive monthly property tax payments as opposed to a single, annual payment, making it easier to budget and eliminating the risk of a late payment. Payments will be withdrawn automatically from a bank account on the 15th of each month, beginning in January.  If the 15th day falls on a weekend or a holiday, the payment will be withdrawn the following business day. Taxes on TIPP are paid in full after the December 15th withdrawal and are not subject to any penalties.

Benefits to the TIPP program:

• No tax penalties (as long as monthly payments are kept current)
• No waiting in line to make payments
• No missed deadlines
• No concerns with regards to payments being lost in the mail
• No lump sum payments
• No need to reapply each year once you are enrolled

The Village does not charge for this service, however normal bank service fees may apply. If the automatic withdrawal comes back as NSF, the Village will charge a $45 NSF fee. You may also be charged fees from your bank.

January is the perfect time to sign up - we're at the beginning of a new year and TIPP starts anew.  If you're not too sure, that's fine.  You can sign up at any point of the year, but be aware, in order to be on the program, we have to catch you up on the months that were missed.  For example, if you sign up to start April 15, you will need to catch up on the first three months of the year and pay that lump sum first.

You can download the TIPP form HERE. Bring the signed copy as well as your banking information into the Village Office. If you have any questions, please contact the Village Administration office at 403-756-3379 or office@stirling.ca.